DUAL E&S Auto

Program Highlights

A-rated paper
Business written on a non-admitted basis
Focus on trucking and transportation risks for local, intermediate, and long-haul exposures
Specializing in risks with distressed characteristics which standard markets are declining
Ability to consider distressed risks and challenging trucking classes
Fleet sizes ranging from single-unit to 1-10 unit non-fleet business, and fleets up to 20-50 units
In-house claims handling and dedicated transportation claims team
Writing primary AL up to $1M CSL, along with PD, MTC, and truckers GL coverages ($1M/2M)

Target Classes

General commodity
Dry Van, Reefer, Flatbed, Tankers
Box Trucks, Sprinter Vans
UIIA risks
Small and large fleets
Moving companies - local and interstate
Mixed Fleets
Auto haulers

Hotshots - excluding hotshot auto haulers
Expeditor trucking risks
Dump Trucks and Dump Tractors - dirt, sand, gravel
Agriculture - bulk commodities, livestock, hay, produce, etc.
Monoline Commercial Auto
Owners Goods and Not-for-hire exposures
Wholesale Distributors
Contractors

Distressed Risk Characteristics

New Ventures
Younger/Older Drivers
Challenging MVR's
Newer CDL's
Poor CAB Scores
Distressed Loss History
Midterm, Cancellation and Lapse Situations

Excluded Risks

Hazmat exposures
Frac Sand and other Oilfield exposures
Tow Trucks
Logging
Garage Exposures - Dealers, Service, Auto Rental, Truck Rental
International CDL's and B-1 exposures
International Travel Exposure
Brokerage Authority, Freight Forwarders, Sub-hauling exposures
Public Livery