/nz-en/products/liability/general-liability
General Liability insurance
As New Zealand's leading underwriting agency in liability insurance, DUAL's General Liability policy provides cover for legal liability arising from third party personal injury, property damage and advertising liability claims. It includes cover for the costs of defending these claims in court, plus any settlements or damages that might be awarded against the insured.
550+
occupations available
$30m
capacity
1 hour
free legal advice with panel counsel
Risk appetite
Preferred risks:
- Professional services
- Information technology
- Allied health
- Accommodation
- Hospitality
- Architects and engineers
- Education
- Charities/not-for-profit organisations
- Sport and recreation
- Retail
- Road transport, storage & freight forwarding
- Trade services
- Food and beverage
Declined risks:
- Agriculture / fishing / farming
- Mining
- Amusement parks / tourism
- Pharmaceuticals
- Occupations involved with asbestos, methamphetamine affected properties or tobacco
- Aviation
- Railways
- Construction
- Wholesale / retail of trade products
- Medical and hospitals
- Utility providers
- Manufacturing work on watercraft over 10 metres
How to get a quote
WebRater
Instant quotations and bindings are available through the WebRater for limits up to $5m and insureds with up to $10m revenue.
Liability team
Our dedicated Liability Underwriting team is available to offer you customised solutions to meet your client’s needs.