Specialty Perils
Targeted coverage for Wind, Hail, Flood, & Quake deductible buy down for high value homeowners and coastal commercial property
DUAL's Specialty Perils program is designed to provide homeowners targeted coverage for Wind, Hail, Flood, & Earthquake deductible buy down for high value homeowners and coastal commercial property
Highlights
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Wind, hail, flood & quake deductible buy-down
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Coastal all risk & wind
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High value homeowners
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Commercial property coverage
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AOP
Deductible Buy Back
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In-house capacity of $20 million per location all interest
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Building, contents, loss of income
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Max limit of liability: $1,000,000
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Minimum earned premium generally fully earned unless otherwise agreed
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Perils: Flood, earthquake, wind, hail & all risks
High-Value Homeowners
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Non-admitted nationwide program
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All-risk or named perils, standalone quake & landslide available
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Forms: HO3, HO4, HO5, HO6, DP1, DP3
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Full replacement cost on dwelling and contents, all risk contents, extended replacement cost on dwelling, ordinance law, water / sewer back-up, personal injury, identity fraud, increased limits for fine art & jewelry
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Owner Occupied, Secondary, Tenant Occupied, Seasonal Dwellings, Vacant Dwellings, Trusts or LLCs
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Coverage A minimum limit starts at $750,000 ($1,000,000 in Florida)
Commercial Property Coverage
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Limits: Up to $3,500,000 TIV
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Types of Coverage: Property, all risks excluding flood and quake, wind / hail only, DIC including stand alone earthquake and flood, deductible buy-downs, primary, excess and full valued limits
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Types of Business / Occupancy: Commercial and habitational, all types considered with no specified restrictions
"A XV"
rated carrier
Submission Requirements
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Acord Application
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DUAL Wind Deductible Buy-Back Application
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Excel SOV
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5 Year Loss Runs
Document Downloads
Contact the Experts
Thomas Becker
Director of Business Development
973-631-7575 x 161
tbecker@dualinsurance.com
Teri Lawson
Senior Underwriter
973-631-7575 x 162
tlawson@dualinsurance.com
Luis Calderon
Underwriter
973-631-7575 x 163
lcalderon@dualinsurance.com
Michael Culbert
Underwriter
973-631-7575 x 608
mculbert@dualinsurance.com
Amy Plaskon
Underwriter
973-631-7575 x 190
aplaskon@dualinsurance.com
Wendy Miller
Senior Underwriting Associate
973-631-7575 x 192
wmiller@dualinsurance.com
Eleanor Lanning
Underwriting Assistant
973-631-7575 x 145
elanning@dualinsurance.com
Marisela Urquizo
Underwriting Assistant
973-631-7575 x 180
murquizo@dualinsurance.com
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