We've grown into one of the world’s biggest MGAs by empowering our people

Our success as a business has been driven by our people. By giving everyone greater scope to make decisions in their roles, they feel more empowered – creating a productive and thriving workplace. 

It also delivers outstanding results. Winning awards in every region, our people, their expertise and their ability to make decisions are the reasons why brokers and our insurer partners continue to put their trust in DUAL. 

11,000+

brokerages in our network

70+

capacity provider relationships

€3.2bn

GWP

21

countries

Our story

Back in 1998, our founders had a dream – to set up a different kind of underwriting business. One built with talented, creative underwriters who have greater authority to follow their commercial instincts. 

This dream is still the driving force behind the business. 

DUAL started out of a single office in Madrid writing only financial lines.

A little over two decades later, we operate in five continents, from locations across Europe, North and Latin America, the Middle East, Australia, and New Zealand. 

Today, DUAL is one of the world’s largest MGAs, with more than 1,800 people in 21 countries, providing solutions across 70 product lines.

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Our vision to be the world's best underwriting business

Be imaginative

We are imaginative in the way we connect people, risk and capital

Do something better

We believe in empowering people to do something better

People first

By looking after our own people first they can, in turn, concentrate on putting our clients first

Data and technology

Strong data and analytics capabilities help our underwriters leans into emerging risk challenges

Local experts, global expertise

We're ready to deliver high-quality solutions, wherever you work with us

Working with an MGA

DUAL is an MGA, or managing general agent.

Our role is to underwrite insurance policies on behalf of insurers, who delegate underwriting authority to us, giving us binding authority to issue contracts on their behalf. 

These binders mean we can underwrite risks up to a specified limit across different classes. Sometimes they delegate claims handling to us too. 

Insurers will specify a limit we can underwrite to across our different classes, according to their risk appetite. 

Partnering with an MGA such as DUAL enables insurers to access specialist underwriting expertise.

At the same time, our broker partners get more personalised cover for their clients’ risks.  

DUAL writes tailored policies across over 70 classes of business. We have experts in local markets who understand their local client’s needs, and our underwriting expertise helps carriers, brokers and insureds achieve their goals.

Our approach has made us the MGA of choice in many of our locations around the world, and has helped us become one of the world’s largest international MGAs.

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