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Specialist underwriting for fine art and collectibles
Here at DUAL, our Fine Art & Specie solutions provide your clients with peace of mind and protection against the many risks that artworks and high value items may encounter throughout their lifespan. Our team’s specialist knowledge can help you to protect irreplaceable works of art and precious items with a comprehensive, transparent insurance policy.
Fine Art - whether it’s an art or a watch collection, a commercial gallery, a museum or an exhibition, you have it covered on display, storage and transit.
Jewellers’ Block - all aspects of the jewellery trade, including wholesalers, manufacturing, retail;
General Specie – precious metals, vault risks, and documents of high value.
Why choose DUAL?
Built for speed
When time is tight, speak to us. Our flat hierarchies and streamlined processes allow for fast decisions.
All about service
As an independent business, always thinking long term, everyone is committed to great service. Give us a try and see for yourself.
Quality claims handling
Fast, efficient and fair – we design our claims processes to make life as easy as possible for you.
Art Expert
DUAL offers an art consulting service dedicated to the evaluation of art collections or single work, thanks to the expertise of an art historian in house.
Who we work with
Our risk appetite takes in all manner of artworks and collectibles, including paintings, sculptures, jewellery, watches, antiques, rare books and manuscripts, archaeological items, wine and spirit collections and other objects of artistic or historical merit.
Current insureds include:
- Museums
- Corporate collectors
- Fine art galleries
- Art dealers
- Exhibitions
- Universities and educational facilities
- Religious institutions
- Municipalities
- High-net-worth individuals - DUAL Domus Art offers coverage for residential houses, including contents, collectables and liability.
- Vintage and Classic cars
- Luxury and Super cars
Coverage options
Underwriting Capacity
Up to euro 150m
• Wall-to-wall coverage for domestic and international fairs and exhibitions
• Comprehensive worldwide transit coverage
• Primary, excess or quota share cover available
• Jewellery coverage for personal collections
• Flood and earthquake coverage for critical and non-critical CAT exposures
• Terrorism coverage for Private and Institutional risks
• Coverage on agreed value basis
• Depreciation included up to 100%
Additional coverage
- Defense costs for defective title
- Damage while at any repairer
- Restoring and retouching service
- Automatic acquisitions provision
- Confiscation coverage
- Event cancellation
Underwriting requirements
We’ll consider each risk on its own terms, working with you to find the right solution.
To get started we’ll need comprehensive details of the artworks / valuables to be insured, including professional valuations, plans for how it is stored and transported and relevant security arrangements. We’ll also need to know the insurance history of the organisation or collector.
