Financial Lines

Key benefits

Tailored solutions for a wide range of financial risks 

Standalone policies and program design for management liability, professional indemnity and crime  risks, with specialised products for financial institutions. 

Clear policy wordings in line with the latest legislation 

Clarity is key – particularly around changing or new legislation in a complex regulatory environment. We work hard to ensure our policies remain relevant, and your clients stay protected. 

Customisable cover 

Our products can be tailored to suit your client's needs.   With our diverse range of expertise, we have the flexibility to cover a wide range of risks, including many bespoke risks. If you have a complex one, we have the expertise and experience to assist in finding a solution. 

AA capacity 

All DUAL binders are backed by trusted capacity providers with solid underlying financials. See more about our insurer partners. 

Primary and excess layer coverage 

Equally comfortable leading or following, DUAL can augment your existing strategy or develop bespoke solutions around client needs. 

Quality claims handling

In a crisis, insureds need experienced lawyers and adjusters with a proven track record for claims handling. Fast, efficient, and fair, claims are handled in-house, with local expertise across our offices. 

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Risk appetite

Current insureds include 

  • Asset managers and funds - Including hedge funds, private equity, venture capital, real estate, and wealth managers. 
  • Banks and building societies 
  • Private Equity 
  • Retail and commercial banks, including local branches. 
  • Insurance companies 
  • Stockbrokers 
  • Currency exchanges and money markets 
  • Selective Fintech 

Coverage options

We provide multi-line or standalone liability products. Policies can be customised to your clients’ exposures - our underwriters will collaborate with you and design programs to suit.

Core products

Broad coverage tailored to the needs of the needs of financial institutions, including but not limited to banks. 

Covers against losses from dishonest, fraudulent, or criminal acts by employees and third parties. Includes computer crime. 
 
We can build a program to suit your client’s needs.   

Professional indemnity insurance covers defence costs and damages for Financial Institutions facing allegations of negligence or wrongful acts. It’s mandatory for some professions and considered essential for other industries. 

Covers legal costs and damages incurred by employees in management roles as a result of allegations of misconduct. 

Covering directors, officers and other name individuals in respect of the prospectus liability risk. The transaction exposure is ringfenced from overall policy limits. 

Protecting financial institutions or commercial companies against the legal costs and damages arising from claims by employees, including for discrimination, harassment, or unfair dismissal. 

Liability cover for trustees, the fund, and the employer for breach of trust that causes loss while operating a pension plan or employee benefits programme. 

Want to discover more?

Get in touch

Why choose DUAL?

Built for speed

When time is tight, speak to us. Our flat hierarchies and streamlined processes allow for fast decisions.

Uncomplicating situations

In a complex industry, we offer simple solutions. We're here to help you do more.

Experience counts

26 years' of heritage in financial lines insurance.

All about service

As an independent business, we're always thinking long term, and everyone is committed to delivering great service. Give us a try and see for yourself.

Underwriting requirements

Financial lines underwriting requirements varies by product. You’ll need to provide information on the organisation, its board and management, and their legal and claims history.

The underwriting process is designed to be as streamlined and simple as possible. Using a collaborative, flexible approach, we’ll consider each risk on its own terms and work with you to find a solution.

We're here to help

Contact us

For general enquiries and everything else please complete the form below or call +31 10 3229006

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