Fine Art & Specie

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Who we work withCoverage options Why choose DUAL?Underwriting requirements

Specialist underwriting for Fine Art & Specie

Here at DUAL, our Fine Art & Specie solutions provide your clients with peace of mind and protection against the many risks that artworks and high value items may encounter throughout their lifespan. Our team’s specialist knowledge can help you to protect irreplaceable works of art and precious items with a comprehensive, transparent insurance policy.  

Fine Art - whether it’s an art or a watch collection, a commercial gallery, a museum or an exhibition, you have it covered on display, storage and transit. 

Jewellers’ Block - all aspects of the jewellery trade, including wholesalers, manufacturing, retail;  

General Specie – precious metals, vault risks, and documents of high value. 

fine art

Who we work with

Our risk appetite takes in all manner of artworks and collectibles, including paintings, sculptures, jewellry, watches, antiques, rare books and manuscripts, archeological items, wine and spirit collections, cars and other objects of artistic or historical merit.  

Current insureds include: 

  • Museums and Foundations
  • Private and corporate collectors
  • Fine art galleries 
  • Art dealers 
  • Exhibitions organizers
  • Universities and educational facilities 
  • Religious institutions 
  • Municipalities 
  • High-net-worth individuals - DUAL Domus Art offers coverage for residential houses, including contents, collectables and liability. 
  • Vintage and Classic cars owners 
  • Luxury and Super Cars owners
fine art

Coverage options

  • Wall-to-wall coverage for domestic and international fairs and exhibitions 
  • Comprehensive worldwide transit coverage 
  • Primary, excess or quota share cover available 
  • Jewellery coverage for personal collections  
  • Flood and earthquake coverage for critical and non-critical CAT exposures 
  • Terrorism coverage for Private, commercial and Institutional risks 
  • Coverage on agreed value basis  
  • Depreciation included up to 100% 
  • Collision and casco for Vintage and Luxury cars

Why choose DUAL?

Built for speed

When time is tight, speak to us. Our flat hierarchies and streamlined processes allow for fast decisions.

All about service

As an independent business, always thinking long term, everyone is committed to great service. Give us a try and see for yourself.

Quality claims handling

Fast, efficient and fair – we design our claims processes to make life as easy as possible for you.

Art Expert

DUAL offers an art consulting service dedicated to the evaluation of art collections or a single work piece of art, thanks to the expertise of an art historian in house.

Large Capacity Offering

Our robust financial capacity allows us to provide significant coverage limits, ensuring you’re well-supported, no matter the risk.

Tailored Coverage

We offer customizable coverage options, our underwriters are able to tailor policy terms and conditions in line with client needs.

Underwriting requirements

We’ll consider each risk on its own terms, working with you to find the right solution.

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