Key benefits
Clear policy wordings in line with the latest legislation
Clarity is key – particularly around changing or new legislation in a complex regulatory environment. We work hard to ensure our policies remain relevant, and your clients stay protected.
Customisable cover
Our products can be tailored to suit your client's needs.
With our diverse range of expertise, we have the flexibility to cover a wide range of risks, including many bespoke risks. If you have a complex one, we have the expertise and experience to assist in finding a solution.
Governing body accredited
DUAL policies meet the defined standards of many professional bodies.
AA capacity
All DUAL binders are backed by trusted capacity providers with solid underlying financials. See more about our insurer partners
Primary and excess layer coverage
Equally comfortable leading or following, DUAL can augment your existing strategy or develop bespoke solutions around client needs.
Quality claims handling
In a crisis, insureds need experienced lawyers and adjusters with a proven track record for claims handling. Fast, efficient, and fair, claims are handled in-house, with local expertise across our 30+ associate offices.

Coverage options
Our broad civil liability wording provides the following protection:
- Legal defence fees, costs, and expenses
- Payment of compensation
- Official investigation costs, including attendance at investigations
- Mitigation costs
This can include:
- Exclusive of costs limit
- Automatic reinstatement
- Advancement of defence costs
- Consultants, subcontractors, and agents
- Court attendance compensation
- Third party employee dishonesty
- Emergency costs inc. PR and reputational expenses
- Breach of privacy and confidentiality
- Intellectual property infringement
- Irrecoverable Fees
- Statutory liability
Beyond the typical PI policy, optional extensions include:
- Contractual liability
- Loss mitigation and rectification
Policy limits available
Up to €10m and more
sum insured
€3000
Minimum premium
Retail or wholesale
available to retail and wholesale brokerages
Risk appetite
We have a broad appetite across a wide range of occupations. We’ll consider the risks of sole practitioners, SMEs and larger practices, and non-traditional professions.
Current insureds include
- Accountants
- Solicitors
- Architects, Engineers
- Consultants
- Insurance brokers
- Estate agents
- Business Process Outsources
- IT
- Telecommunication
- Media, PR
- Publishers
- Editors
Selective risks
- Auditors
- Call centres
- Corporate advisory services
- Contractors
- Insolvency practitioners
Outside our appetite
- Healthcare professionals
- Financial planners
- Heavily weighted US exposures
- Property developers
- Mining
- Valuers
Why choose DUAL?
Built for speed
Focused on your needs
Quality claims handling
All about service
Underwriting requirements
We’ll need information on the organisation, its board and management, and its legal and claims history. Our submission requirements are:
- Professional liability application
- Prior cover details
- Five-year loss runs summary
- Sample contract
- Financials