Comprehensive coverage for fleets of all sizes

Our standard auto program is specially crafted for a broad range of customers and written on an admitted basis.  

As your partner, we provide specialized solutions for high-risk classes of business, while maintaining a competitive product for standard risks. Amid evolving challenges, our goal is to keep your clients' fleets moving, with solutions designed to protect against the risks that are known, and the ones that aren’t. 

Key features

  • Available in California and Texas
  • Admitted "A" rated paper through American Summit ("A VIII" A.M. Best rated)
  • Risk size ranges from single units to large fleets
  • State and federal filings with no fees
  • Direct bill available
  • Accepting of new ventures
  • In-house claims handling with a focus on commercial auto expertise and quality service

A VIII

A.M. Best rated carrier

Available in California and Texas

Target classes

For-hire general commodity trucking

Agricultural haulers

Refuse hauler, recyclers and roll offs

Contractor fleets of 20 units or more

Lawn and tree services

Flatbed haulers and dry vans

New ventures acceptable (see new venture guidelines)

Wholesale/retail delivery (box trucks)

Owners goods trucking exposures

Wholesale distributors

Excluded risks

  • Risks with youthful drivers 
  • Frac sand haulers
  • New ventures with drivers under 30 years of age
  • No flatbed new ventures
  • Hazmat haulers
  • Long haul trucking (48 states)
  • Towing/car hauling operations
  • Garage risks
  • No last mile or home delivery
  • Public livery/social services transport
  • Charter bus operations
  • Pizza delivery
  • Monoline hired and non-owned auto risks 
  • Oversized/heavy equipment haulers/pilot cards
  • International licenses and B-1 driver exposures
  • Intermodal exposures
  • Dump trucks and dirt, sand, and gravel exposures

Coverages available

Coverage options include:

  • Commercial auto liability, physical damage and cargo
  • General liability coverage for non-fleet trucking risks
  • Auto liability coverage with limits up to $1m CSL
  • Cargo coverage up to $250,000 limit
  • General liability coverage up to $1m/$2m limits
Trucks in a row

Contact the expert

Photo of Connor Fitzpatrick

Connor Fitzpatrick

Assistant Vice President, Commercial Auto

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