Intelligent coverage for difficult-to-place risks

Our excess casualty program is designed to bring your client's coverage up to a level they're comfortable with - across a wide range of sectors. 

Our seasoned team of specialists provide thoughtful coverage on severe liabilities, even in the case of the largest and most catastrophic risks. Give your clients the structure they need for difficult-to-place risks that aren't covered by the standard markets.

Key features

  • “A VIII” and “A-IX” A.M. Best rated carrier partners
  • ISO commercial excess liability coverage form (CX 00 01 04 13)
  • Non-admitted capabilities in all 50 states (excluding New York)
  • Applicable state surplus lines taxes are in addition to premium

A- IX

A.M. best rated carrier

Target classes

  • Automobile repair and service 
  • Auto dealers - franchise/non-franchise 
  • Tire dealers 
  • Towing/salvage 
  • Electrical work within buildings 
  • HVAC 
  • Janitorial 
  • Masonry 
  • Metal erection 
  • Plumbing 
  • Street and road (no bridge or highway work) 
  • Building materials
  • Food products
  • Metal goods
  • Apartments, up to 5 stories, fully sprinklered (no HUD, Section 8, student occupancy or any New York locations) 
  • Commercial real estate development 
  • Hotel/motel 
  • Warehouses 
  • Construction/farm equipment dealers
  • Grocery stores/supermarkets
  • Restaurants - fast food to upscale service - subject to liquor Grade 5 and below
  • Beverage distributing
  • Concrete mixed in transit
  • Moving and storage
  • Sand and gravel operations
  • Scrap metal dealers
Excess casualty

Submission requirements

  • Complete submission (ACORD application is required) 
  • Supplemental questionnaire on specialty accounts 
  • Copies of final general liability and auto quotes 
  • Loss summary - 3 years plus current year 
  • Target and expiring pricing for excess layer needing quote 

Document downloads

Contact the expert

Photo of Mike Towell

Mike Towell

President, Excess Liability

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