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Specialist underwriting for secondary homes
For properties other than primary residences, such as rentals or vacations homes, dwelling fire insurance provides financial protection for homes and personal property. It can also cover other named perils and related expenses.
The DUAL Dwelling Fire program is designed for owner-occupied, seasonal, landlord, renter & vacant dwellings. Replacement cost value, replacement cost partial, and actual cash value loss settlements are available. We operate in Texas, Arizona, Oklahoma, Georgia & Tennessee. Coverages and available limits vary by state.
Key features
- Coverage options including owner, seasonal, landlord, tenant and vacant, with extra coverages available
- Easy-to-use quoting platform lets you quote, issue and service policies all in one place
- Flexible payment plans including mortgage-billed and direct-bill options, like ACH and credit and debit cards
- Low down payment of 12%
- Flexible deductible options
- Replacement cost on homes built on or after 1945 worth up to $500,000
- Replacement cost (partial and actual cash value) for any age home with a value up to $250,000
- Personal liability coverage up to $500,000
A-rated
capacity
Up to $250,000 (ACV)
dwelling limit
Up to $500,000 (RCV)
dwelling limit
Up to $500,000
personal liability
Target classes
Secondary homes
Vacation homes
Vacant homes
Rental properties
Older homes
Seasonal homes
Contact the expert
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