Insurance for residential property and belongings
Homeowners insurance provides financial protection for a property's structure and contents. It can also cover other expenses and liabilities.
The DUAL Homeowners program is designed for owner-occupied and seasonal dwellings. Replacement cost value, replacement cost partial, and actual cash value loss settlements are available. We operate in Texas, Arizona, Oklahoma, Georgia & Tennessee. Coverages and available limits vary by state.
Key features
- Coverage options ranging from basic to special form policies, with extra coverages available
- Easy-to-use quoting platform lets you quote, issue, and service policies all in one place
- Flexible payment plans including mortgage-billed and direct bill options, like ACH and credit and debit cards
- Low down payment of 12%
- Flexible deductible options
- Replacement cost on homes built after 1945 worth up to $500,000
- Replacement cost (partial and actual cost value) for homes (any age) valued up to $250,000
- Special policy for homes built after 1980, with coverage A from $150,000 and claims-free
- Liability and theft cover included for owner-occupied homes
- IVANS download lets you transfer policy, claims, and commissions data into your own system
- ISO 360 valuation tool helps you calculate accurate coverage A values
- Self-inspect option so clients can inspect their properties in their own time
- Customer portal where clients can file a claim, make a payment, and manage their policy
A-rated
capacity
Up to $250,000 (ACV)
dwelling limit
Up to $500,000 (RCV)
dwelling limit
Up to $500,000
personal liability
Target classes
Primary homes
Secondary homes
Vacation homes
Vacant homes
Seasonal homes
Rental properties
Newer homes
Older homes
Contact the expert
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