Personal Flood

Primary and excess flood coverage for your home

DUAL offers specialized primary and excess flood insurance for your home, as well as a competitive alternative to the NFIP.

Primary NFIP alternative through Wright Flood

As a competitive alternative to the NFIP, we've partnered with Wright Flood to offer a variety of flood insurance options.

Key features

• No binding on flood policies
• Flood policy covers only one building
• Request quotes and service policies online
  • When the flood quote request form is submitted, it will automatically be sent to our flood department. You will receive confirmation when the request is received by the flood department.
  • The team will process the application and fax a copy to you. We cannot accept flood quote sheets with premium and we need to have a signed application that has been processed on the flood rating website. If you need an application, you may contact our department by phone, fax or email.
  • You will then need to return the signed application and premium
• If you do not know the zone, we will order a zone determination. This may take longer to process the application depending on the zone determination company.
• DUAL Personal Lines will process the policy issuance, and you will then receive your copy of the policy in the mail
• Commission will be mailed separately the second week of the month after the policy is issued

To get started with a quote, we'll need

• Insured name and property location
• Date of construction
• Foundation
• Amount of coverage needed for building and contents
• Deductible

We do the rest! We will contact your insurance agency immediately if additional information is required.

For more information on our Wright Flood offering, please contact [email protected].