Professional liability coverage for hundreds of classes

DUAL's professional liability team offers creative underwriting solutions for miscellaneous professional, and architects/engineers/contractor professional liability coverage. 

Key features

  • Underwritten on behalf of "A" and "A+ XV" A.M. Best rated domestic and London-based carriers
  • Limits up to $5M available
  • Primary or excess capacity available
  • Carrier claims handling

A+XV and A

A.M. Best rated carriers

75+ years

of combined experience

5 star award

Insurance Business America, 2021

Architects and engineers

Comprehensive, bespoke solutions for complex professional liability accounts, built for specialized architect and engineer environments.


With decades of experience underwriting professional liability risks, we understand the unique risks architects and engineers are exposed to every day. Our team of experts designs tailored coverage to meet the complex needs of the architecture and engineering industries, backed by A rated capacity.

Key features

  • Claims made coverage
  • Architects, engineers and contractors professional
  • Minimum premium: $3,500
  • Minimum deductible: $5,000
  • Worldwide coverage form
  • Up to 5-year ERP
  • Contractors' pollution included
Two business people walking through modern office

Target classes

Landscape architects

Civil engineering

Electrical engineering

Structural engineering

Mechanical engineering

Design build exposures

Construction managers

Artisan and general contractors

And many more!

What we cover

  • Broad definition of professional services
  • No mold or asbestos exclusions on professional services
  • Emergency response costs and pre-claim assistance
  • Supplemental defendant reimbursement
  • Supplemental disciplinary/administrative action

Miscellaneous professional liability

With over 30 years of experience in the professional liability space, we know how to get creative for your clients. Our team can deliver tailored risk solutions across more than 100 classes of business. And, with multiple slips, we’re able to deliver broad coverage for your clients nationwide.

Key features

  • Specialization in small businesses and meeting contractual needs
  • Option to add cyber for comprehensive coverage
  • Flexible definition of professional services
  • Claims-made coverage
  • Worldwide coverage form
  • Up to 5-year extended reporting period (ERP)
  • Minimum premium: $2,500
  • Minimum deductible: $2,500 

Target classes

Agricultural consultants

Interior designers

HR consultants

Employment agencies (non-medical)

Logistic services

Management consultants

Manufacturers representatives

Market research/public opinion polling

Public relations

And more!

Submission requirements

Architects and engineers

  • Architects and engineers application or contractor’s professional liability application
  • Prior cover details
  • Loss runs

Miscellaneous professional liability

  • Professional liability application
  • Prior cover details
  • Loss runs

Contact the expert

Photo of Ed Frey

Ed Frey

Senior Vice President, Professional Liability

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