Professional Liability insurance
Professional liability coverage for hundreds of classes, offering creative underwriting solutions for miscellaneous professional, and architects/engineers/contractors
Professional liability coverage for hundreds of classes
DUAL's professional liability team offers creative underwriting solutions for miscellaneous professional, and architects/engineers/contractor professional liability coverage.
Key features
- Underwritten on behalf of "A" A.M. Best rated domestic carrier
- Limits up to $5M available
- Primary or excess capacity available
- Carrier claims handling
A
A.M. Best rated carrier
75+ years
of combined experience
5 star award
Insurance Business America, 2021
Architects and engineers insurance overview
Comprehensive, bespoke solutions for complex professional liability accounts, built for specialized architect and engineer environments.
With decades of experience underwriting professional liability risks, we understand the unique risks architects and engineers are exposed to every day. Our team of experts designs tailored coverage to meet the complex needs of the architecture and engineering industries, backed by A rated capacity.
Key features
- Claims made coverage
- Architects, engineers and contractors professional
- Minimum premium: $3,500
- Minimum deductible: $5,000
- Worldwide coverage form
- Up to 5-year ERP
- Contractors' pollution included

What does architects & engineers professional liability insurance cover?
- Broad definition of professional services
- No mold or asbestos exclusions on professional services
- Emergency response costs and pre-claim assistance
- Supplemental defendant reimbursement
- Supplemental disciplinary/administrative action
Target classes
- Landscape architects
- Civil engineering
- Electrical engineering
- Mechanical engineering
- Land surveying
- Construction managers
- Design build exposures
- Artisan and general contractors
- And many more!
Submission requirements
Architects and engineers
- Architects and engineers application or contractor’s professional liability application
- Prior cover details
- Loss runs
Miscellaneous professional liability insurance overview
With over 30 years of experience in the professional liability space, we know how to get creative for your clients. Our team can deliver tailored risk solutions across more than 100 classes of business. And, with multiple slips, we’re able to deliver broad coverage for your clients nationwide.
Key features
- Specialization in small businesses and meeting contractual needs
- Option to add cyber for comprehensive coverage
- Flexible definition of professional services
- Claims-made coverage
- Worldwide coverage form
- Up to 5-year extended reporting period (ERP)
- Minimum premium: $2,500
- Minimum deductible: $2,500

Target classes
- Agricultural consultants
- Auctioneers
- Court reporters
- Employment agencies (non-medical)
- Logistic services
- Management consultants
- Manufacturers representatives
- Market research/public opinion polling
- Notary publics
- And many more!
Excluded classes
- Insurance agents
- Real estate
- Home/building inspectors
- Lawyers
- Mortgage bankers/brokers
- Financial management/investment consultant
- Accountants
- Manufacturers
- Property managers
Submission requirements
Miscellaneous professional liability
- Professional liability application
- Prior cover details
- Loss runs
Document downloads
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