Product Contamination
Whether accidental or otherwise, product contamination requires special coverage from a skilled team
Our program provides comprehensive protection for manufacturers, wholesalers, retailers, importers, and distributors to manage threats to their products, brands and financial strength.
As your trusted risk mitigation partner, our specialists tailor coverage that helps businesses manage the unique threats they face, including accidental contamination, malicious tampering, product extortion, government recall and adverse publicity. With leaner supply chains and global distribution disruptions increasing recall risks – particularly in the food and beverage industries – our coverage ensures a safeguarded reputation and bottom line.
Key features
- Worldwide coverage
- 24/7 access to DUAL-retained consultant Crisis 24 through Crisis Response Hotline
- Pre-incident consulting services
- Primary and excess capacity available
- Dedicated claims management
- Access to a diversified, financially sound carrier capacity in a single transaction
- Minimum SIR of $5,000
Target classes
Snack foods
Soups, sauces, dressings, and canned goods
Confectionary products and baked goods
Dairy products
Produce including growers, coops, marketers, and distributors
Ingredients and flavoring
Meat and seafood products
OTC pharmaceuticals, nutraceuticals, and supplements
Cosmetics, personal care, and hygiene products
Beverages including alcoholic and carbonated
Pet food
Coverages available
Insured event triggers
- Impairment
- Intentionally impaired ingredients
- Government recall
- Malicious product tampering
- Product extortion
- Adverse publicity
Covered losses include:
- Crisis consultancy costs
- Loss of gross profit
- Recall costs
- Extortion costs
- Rehabilitation costs
- Forensic accounting
- Investigation costs
- Third party recall liabilty damages
- Product extortion costs
- Extra expense
- Replacement costs
Additional coverages
- Third-party recall liability
- Product refusal with our without loss of gross profit
- Workplace violence
- Additional endorsements available upon request
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Document download
Contact the expert
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