Comprehensive coverage for coastal risks

Offering property all risk including windstorm and named windstorm coverage. Our program provides custom built solutions for commercial property  owners in the coastal regions of the US. Our risk selection strategy is opportunistic, yet conservative, employed by experts who work exclusively with regional or national wholesale brokers to provide combined or standalone products. 

Key features 

  • Non-admitted
  • Available in tier 1 and 2 counties of coastal states in the US
  • Products include property all risk, windstorm and hail only with options for named windstorm, hurricane only and windstorm deductible buybacks
  • Earthquake and flood coverage may be available in conjunction with all risk coverage
  • Account TIV up to $500m
  • Minimum premium - $50,000
  • Per risk capacity up to $100m

Coverages available

Coverages available include:

  • Buildings
  • Business personal property
  • Tenant improvements and betterments
  • Business income, rental value and extra expense
  • Additional scheduled property (signs, fences, pools, etc.)
  • Ordinance and law, mold clean-up and removal, and TRIA coverage is written on an optional basis
  • Equipment breakdown in conjunction with all risk coverage
Wind

Target classes

Commercial habitational (apartments and condominiums)

Office buildings and real estate

Group institutional housing

Retail

Hospital and healthcare

Excluded classes

  • Accounts with heavy business income or contents exposures
  • Builders risk
  • Casinos
  • Cold storage warehouses
  • Manufacturing
  • Marinas
  • Piers, docks and wharves
  • Single family dwellings

Document downloads

Contact the expert

Photo of Sam Ramsey

Sam Ramsey

President, Wind