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Artisan Contractors & Pollution Liability
Crafted liability solutions for artisan contractors
Our artisan contractors and pollution liability program is designed to protect businesses from the unique risks faced by artisan contractors, offering comprehensive coverage customized for a wide range of trades.
Featuring combined ISO-based coverage and contractors pollution liability for over 130 artisan contractor codes, our program ensures your clients are properly protected against their specific risks. With a focus on both general and pollution liability, our specialists are dedicated to delivering the essential coverage needed for non-environmental contractors and facilities.
Key features
- Non-admitted, nationwide program (excluding New York and Missouri)
- "A- IX" A.M. Best rated carrier
- CGL and CPL package (including TPL and NODS) for over 130 ISO classes for contractors with $25m or less in annual receipts
- Limits $6m per occurence/$7m aggregate
- Umbrella (following form excess) supported up to $5m limit
- Excess over package, auto, liability, employers liability
- Minimum premium $3,500 for CGL/CPL package/$2,500 for $1m supported excess
- Minimum deductible: primary $2,500
A- IX
A.M. best rated carrier
Coverages available
Coverages available include:
- Commercial general liability (occurrence or claims made)
- Contractors pollution liability (occurrence or claims made)
- Umbrella supported (following form excess) up to $5m limit
- Excess over CGL/CPL package, AL and EL
Coverage enhancements include:
- Transportation pollution liability
- Non-owned disposal sites
- Contractors professional liability (claims made)
- Site pollution liability (claims made)
Target classes
Drywall
Metal erection
HVAC
Carpentry
Electrical
Concrete
Submission requirements
- Acord application
- DUAL supplemental
- 3 to 5 years currently valued loss runs
- Statement of qualification for key personnel including resumes, past project experience, training information and required certifications or licensing
Document downloads
Applications
- DUAL Environmental Roofing Supplemental
- DUAL Environmental Consultants & Contractors Application February 2025
- DUAL Environmental Restoration and Mold Contractors Application
- DUAL Environmental Bailees Supplemental Application
- DUAL Environmental Project Specific Supplemental Application
- DUAL Environmental Hired and Non-Owned Auto Coverage Supplemental Application
- DUAL Environmental Contractors Professional Supplemental
- DUAL Environmental Transportation Pollution Liability Monoline Application
- DUAL Environmental Contractors Supplemental Application
- DUAL Environmental Waste Facility Supplemental
- DUAL Environmental Liability Pollution Liability General Contractors Application February 2025
- DUAL Environmental Manure Pollution Supplemental Application
- DUAL Environmental Waste Facilities Pollution Liability Application
- DUAL Environmental Recycling Supplemental
- DUAL Environmental Transportation Pollution Liability Supplement
- DUAL Environmental Site Pollution Application & Addendum
- DUAL Environmental Contractors Pollution Liability Monoline Application
- DUAL Environmental Contractors and Consultants Application
- DUAL Environmental ServiceMaster COVID-19 Supplemental Application
- DUAL Environmental Site Pollution Application
- DUAL Environmental Contractors Yard Site Pollution Liability Application
- DUAL Environmental COVID-19 Supplemental Application
Contact the expert
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