Environmental Liability
Environmental contractors, consultants, and facilities
DUAL's Environmental Liability program focuses on a package of insurance for environmental contractors, consultants, environmental facilities, and pollution liability for non-environmental contractors and non-environmental facilities.
Key features
- "A- IX" and “A XV” A.M. Best rated carriers
- Non-admitted, nationwide program
- Limits $6m per occurrence / $7M aggregate
- Umbrella (following form excess) supported or unsupported up to $5m limit
- Excess over package, auto liability, employers liability
- Minimum premiums:
- A- IX: $1,000 monoline, $1,500 package, $1,500 supported excess, $1,750 unsupported excess
- A XV: $2,500 monoline, package and excess
- Minimum deductible: primary $0/excess $10,000 SIR
- Can include CGL, CPL, PL TPL, site pollution and XS
A- IX and A XV
A.M. Best rated carriers
Coverages available
Coverage options include:
- Commercial general liability (occurrence or claims made)
- Professional liability (claims made)
- Contractors pollution liability (occurrence or claims made)
- Transportation pollution liability
- Site pollution liability (claims made)
- Umbrella supported or unsupported (following form excess) up to $10m limit
- Excess over package, auto, liability, employers liability

Target classes
Environmental contractors
Environmental consultants
Engineers & laboratories
Facilities that treat, store, handle, or disposal of waste
Fire/water restoration
Most classes of non-environmental contractors are eligible for standalone contractors pollution liability
Most classes of property owners/operators are eligible for standalone site pollution liability
Submission requirements
- Acord application
- DUAL supplemental
- 5 years currently valued loss runs
- Statement of qualifications for key personnel including resumes, past project experience, training information and required certifications or licenses
Document downloads
Applications
- DUAL Environmental Site Pollution Application
- DUAL Environmental Liability Pollution Liability General Contractors Application February 2025
- DUAL Environmental Consultants & Contractors Application February 2025
- DUAL Environmental Contractors Pollution Liability Monoline Application
- DUAL Environmental Contractors Professional Supplemental
- DUAL Environmental Roofing Supplemental
- DUAL Environmental Site Pollution Application & Addendum
- DUAL Environmental Transportation Pollution Liability Monoline Application
- DUAL Environmental COVID-19 Supplemental Application
- DUAL Environmental ServiceMaster COVID-19 Supplemental Application
- DUAL Environmental Bailees Supplemental Application
- DUAL Environmental Contractors Supplemental Application
- DUAL Environmental Hired and Non-Owned Auto Coverage Supplemental Application
- DUAL Environmental Project Specific Supplemental Application
- DUAL Environmental Restoration and Mold Contractors Application
- DUAL Environmental Waste Facilities Pollution Liability Application
- DUAL Environmental Contractors and Consultants Application
- DUAL Environmental Recycling Supplemental
- DUAL Environmental Waste Facility Supplemental
- DUAL Environmental Contractors Yard Site Pollution Liability Application
- DUAL Environmental Transportation Pollution Liability Supplement
- DUAL Environmental Manure Pollution Supplemental Application
Product resources
Contact the expert

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