Environmental contractors, consultants, and facilities

DUAL's Environmental Liability program focuses on a package of insurance for environmental contractors, consultants, environmental facilities, and pollution liability for non-environmental contractors and non-environmental facilities. 

Key features

  • "A- IX" and “A XV” A.M. Best rated carriers
  • Non-admitted, nationwide program
  • Limits $6m per occurrence / $7M aggregate
  • Umbrella (following form excess) supported or unsupported up to $5m limit
  • Excess over package, auto liability, employers liability
  • Minimum premiums:
    • A- IX: $1,000 monoline, $1,500 package, $1,500 supported excess, $1,750 unsupported excess
    • A XV: $2,500 monoline, package and excess
  • Minimum deductible: primary $0/excess $10,000 SIR
  • Can include CGL, CPL, PL TPL, site pollution and XS 

A- IX and A XV

A.M. Best rated carriers

Coverages available

Coverage options include:

  • Commercial general liability (occurrence or claims made)
  • Professional liability (claims made)
  • Contractors pollution liability (occurrence or claims made)
  • Transportation pollution liability
  • Site pollution liability (claims made)
  • Umbrella supported or unsupported (following form excess) up to $10m limit
  • Excess over package, auto, liability, employers liability
Environmental

Target classes

Environmental contractors

Environmental consultants

Engineers & laboratories

Facilities that treat, store, handle, or disposal of waste

Fire/water restoration

Most classes of non-environmental contractors are eligible for standalone contractors pollution liability

Most classes of property owners/operators are eligible for standalone site pollution liability

Submission requirements

  • Acord application
  • DUAL supplemental
  • 5 years currently valued loss runs
  • Statement of qualifications for key personnel including resumes, past project experience, training information and required certifications or licenses

Contact the expert

Photo of Jack Abney

Jack Abney

President, Environmental Liability

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