DUAL Group
Austria
Finland
France
Germany
Ireland
Italy
Netherlands
Spain
Sweden
Switzerland
United Kingdom
Europe
Australia
Hong Kong
New Zealand
Singapore
USA
We've grown into one of the world’s biggest MGAs by empowering our people
At DUAL’s core is our spirit of independence. We’ve grown into one of the world’s biggest MGAs by creating an environment that empowers our people to do what they’re best at.
It means we can be more agile, responding to our partners’ needs and helping them do more. Working with world-leading carrier partners.
By imaginatively connecting risk to capital, we work with many highly-rated insurance and reinsurance companies, several of which have partnered with us for over a decade.
Our story
Back in 1998, David Howden and Luis Muñoz-Rojas shared a dream – to set up a different kind of underwriting business. One built with talented, creative underwriters who have greater authority to follow their commercial instincts.
This dream is still the driving force behind the business.
DUAL started out of a single office in Madrid writing only financial lines. A little over two decades later, we are in five continents, expanding our footprint across Europe, and opening offices in North and South America, the Middle East, Australia, and New Zealand.
Today, DUAL is one of the world’s largest MGAs, with more than 1,700 people in 21 countries, creating solutions across 70 product lines.
Our vision to be the world's best underwriting business
Be imaginative
Do something better
People first
Data and technology
Local experts, global expertise
Working with an MGA
DUAL is an MGA, or managing general agent. Our role is to underwrite insurance policies on behalf of insurers, who delegate underwriting authority to us.
Insurers will specify a limit we can underwrite to across our different classes, according to their risk appetite.
Partnering with an MGA such as DUAL enables insurers to access specialist underwriting expertise and to distribute their capital more broadly through the brokers we work with. At the same time, our broker partners get more personalised cover for their clients’ risks.
DUAL is one of the world’s largest international MGAs, operating in 21 countries and across more than 70 lines of insurance.
