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Social Care insurance
Can you find the right cover for businesses working in the social care sector?
DUAL provide a flexible, tailored insurance solution for the care sector. We understand the sector and offer a package based cover to ensure we are meeting the needs and requirements for this specialist industry:
- Care industry specific cover including Medical Malpractice & Professional Indemnity cover
- Options to include personal accident, engineering breakdown and legal expenses
- Markel Law Hub the UK’s premier online employment and Health and Safety service included with all Legal Expenses cover
- Care specific property covers such as residents personal effects, notifiable diseases and loss of registration
- Flexible limits of liability
The product itself looks to have an excellent wording, which is so important with this trade
Our risk appetite
Care homes come in many shapes and sizes and cater for different types of service users. So if it is care for the elderly or adults with learning difficulties, mental health, dementia, or simply domiciliary care, retirement homes or supported living, we can provide specific insurance cover for the business.
Care homes
Domiciliary care
Charities
Mental health
Learning difficulties/disabilities
Hospice
About the team
James Ramira
James Ramira
Managing Director of Regional P&C and Social Care
James is the Managing Director of Regional P&C and Social Care, joining the company in 2014. He has over 25 years’ experience in the insurance industry, with 21 years specialising in the niche Social Care space on both the broker and underwriting functions.
Outside work, James is a big fan of sports especially football and golf. He enjoys travelling to different places with his family and socialising with friends.
Niall Moore
Niall Moore
Senior Underwriter
Niall is a Senior Underwriter in the DUAL Social Care team. He joined in 2017 and has over ten years’ experience in the insurance industry. He began his career in a casualty claims role before moving to underwriting.
In his spare time, Niall enjoys going to music gigs, European weekend breaks and supporting Spurs football team.
James Murray
James Murray
Underwriter
James is an Underwriter in the DUAL Social Care team, joining in 2021. He has experience in P&I Insurance & motor claims.
In his spare time, James enjoys travelling and watching football and darts.
Jessica Harling
Jessica Harling
Underwriter
Jessica is an Underwriter in the DUAL Social Care team. She joined DUAL in 2015 and is currently studying for her Cert CII.
In her down time, Jessica enjoys horse riding, traveling and spending time with her friends and family.
Louisa Churchill-Cole
Louisa Churchill-Cole
Underwriter
Matthew Dale
Matthew Dale
Underwriter
Matthew is an Underwriter in the DUAL Social Care team, joining in 2022 and has over 15 years’ experience in the industry. He began his career in broking and specialises in care homes and domiciliary care.
In his spare time, Matthew enjoys eating out and spending time with family and friends.
Maria Lee
Maria Lee
Assistant Underwriter
Maria is an Assistant Underwriter in the DUAL Social Care team. She joined in 2023 and is new to the industry.
In her spare time, Maria loves spending time with her two children.
Will Jenkins
Will Jenkins
Assistant Underwriter
Shanae Hinds
Shanae Hinds
Underwriting Assistant