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Contractors All Risks – Project insurance
Competitive product that brings together all the elements of a building project in one underwritten policy
Project Plus not only covers contract works, but can also include public liability, JCT 6.5.1, advanced loss of profits, plant and existing structure. By bringing these together we offer a true package policy.
Features and benefits
- Option to include existing structures
- Option to include advance loss of profits/rent or delayed start up
- Northern Ireland risks considered
- Option to include Public Liability
- Can be issued in name of the employer, contractor or joint names
- Option to include JCT 6.5.1 cover
- Exclusive quotes, with each risk assessed on its own merits
- Option to include Plant cover
- A+ rated security
- Minimum premiums start from £500 +IPT
- The ‘DUAL DNA+’ innovative theft deterrent included – see further details below
- 50% theft excess reduction following registered application of your DNA+ kit
- Access to experienced underwriters offering a fast and flexible service.
DUAL DNA+ and theft excess reduction
We understand how important it is to help your client protect their plant and equipment against theft. Every DUAL construction quote that covers Own Plant automatically includes DUAL DNA+.
How it works:
Each DUAL DNA+ kit includes signage to deter thieves and our innovative forensic coding solution.
Each bottle combines an adhesive solution with uniquely coded micro-particles registered exclusively to the policyholder on an international database.
The liquid is invisible and quick and easy to apply.
DUAL DNA+ is virtually impossible to remove.
This provides Irrefutable proof of ownership and Increases the likelihood that plant is returned to the owner once recovered after theft. What’s more, once your client applies the solution and erect the signage, we will reduce their theft excess by 50%.
Find out more
Targeted trades
Builders, developers and project employers
Non-renewable UK residential and commercial building projects
Building projects up to 60 month contract period
Contracts with values anywhere between GBP 100,000 and GBP 16,000,000
Meet the team
Steve Kelly
Steve Kelly
Head of Construction
Steve is the Head of Construction for DUAL, having joined the company in 2025. He has worked in the insurance industry for 35 years, of which 26 years were spent at RSA and latterly, nine years at Allianz. Steve has a deep technical and market knowledge of the construction and engineering insurance market, having led the underwriting of some of the largest conventional power and renewable energy risks in the UK and Europe.
Steve is married with two daughters and a keen sports fan, enjoying rugby, football, Formula 1 and golf.
Nicholas Holland
Nicholas Holland
Development Director
Nic is the Development Director for DUAL, and joined the company in 2018. He began as a trainee underwriter after graduating with a degree in economics. Nic went on to gain 13 years’ technical expertise and experience in the industry. He has been writing commercial and construction insurance for over 10 years, the last five years spent at DUAL specialising in construction with a substantial focus on underwriting and business development.
Outside work, Nic enjoys running, cycling, surfing, hiking and travel.
Lucy Montague
Lucy Montague
Senior CAR Underwriter
Lucy is a Senior CAR Underwriter in the DUAL Construction team. She joined in 2023 and has over 12 years’ experience in the insurance industry, specialising in underwriting single construction and renovation projects.
In her downtime, Lucy enjoys art and listening to music. She also loves spending time with her two young sons.
Aaron Sharpe
Aaron Sharpe
Underwriting Manager
Aaron is the Underwriting Manager in the DUAL Construction team, having joined the company in 2020 and has over 12 years of underwriting experience.
In his spare time, Aaron enjoys keeping fit at the gym and playing football and golf. He also loves spending time with his daughter.
Luke Browne
Luke Browne
Senior Underwriter
Luke is a Senior Underwriter in the DUAL Construction team. He joined in 2016 and has over seven years’ experience in the insurance industry, specialising in underwriting Liability and Contractors All Risk insurance.
In his downtime, Luke plays football and golf. He enjoys cycling and taking holidays with friends and family.
