Corporate Property insurance

Corporate Property at DUAL FAQs Why choose DUAL?Contact

Strategic coinsurer for Corporate Property

Our experienced underwriting team utilises sophisticated technical resources and an effective underwriting operations model.

For Corporate Property, we are currently positioned as a strategic coinsurer, providing follow capacity to partner brokers and building a sustainable, balanced and profitable portfolio, whilst expanding our capacity and capability as we aim to build a first class underwriting business for the long term.

What does Corporate Property mean at DUAL?

Strategic follow market, providing coinsurance capacity to partner brokers to build a balanced, sustainable & profitable portfolio
Client turnover typically upwards of £25m
Risk management forms part of the culture within our client base
Doesn’t include SME and Small Commercial
Located in the UK
Company Market platform (i.e. not Lloyd’s).

What type of property business is DUAL looking to write?

We write through most of the spectrum of UK commercial and corporate property, often being trades with a medium hazard risk profile. We also write light hazard and will selectively write some high hazard trades. Examples include: Beverages, Chemicals, Distribution, Engineering, Financial Institutions, Further Education, Leisure, Media, PFI, Plastics, Professional services, Real Estate, Retail, and Transport.

Here are some frequently asked questions we receive from brokers

AXA Insurance UK plc, rated AA- by S&P
Everest Insurance (Ireland) DAC, rated A+ by S&P.

Our capacity is £40m+ and growing.

We write primary, XOL and quota share
We don’t write deductible buy-backs or cross-class aggregate covers.

The main trades we avoid include: abattoirs, amusement parks, education (primary & secondary), energy, fuel depots, mining, power, rail, recycling, residential property owners, waste.
We may be able to consider individual placements where such activities are incidental to the overall risk profile.
Risk management factors, together with risk quality, are more important to our risk selection than trade.

Presently DUAL provides coinsurance follow capacity
We’re developing the capability to lead, investing in underwriting, risk engineering, claims management services and Cat modelling, supported by an exceptional operational platform that allows to put our brokers and clients first.

We are currently in discussions with potential new partners to expand our offering in different ways.

Why choose DUAL for Corporate Property?

Fast service

Our underwriters offer broker-partners a quick response, with the expertise to make rapid decisions on all types of risks.

Collaborative approach

Our underwriters work closely with broker-partners throughout the underwriting process. By working collaboratively, we help to achieve the best solution for you and your client.