Land Owners Liability insurance

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Land owners liability

Simple and effective insurance solution for liability and legal expenses for most types of land

DUAL's Land Owners Liability product covers claims made in respect of a land owners legal liability to third parties for personal injury or property damage arising from the policyholder's ownership of the land.

    Features and benefits

    • Ability to write multiple locations
    • Option for 2M, £5M or £10M public liability cover
    • Can write up to 100 acres but have the ability to accommodate larger if required
    • Legal expenses cover including contract disputes
    • Ability to write as stand alone or in conjunction with other DUAL products such as unoccupied properties, contractors or property owners.

      Our risk appetite

      Development sites

      Private roads

      Grazing land

      Moorland

      Woodland

      Pasture land

      Rough country

      About

      Land Owners Liability quote form

      You can now get a quote by filling in our online form

      Get started

      Our team are here to help

      Photo of Linda Bichener

      Linda Bichener

      Underwriting Manager
      Photo of Linda Bichener

      Linda Bichener

      Underwriting Manager

      Linda is the Underwriting Manager for the DUAL Commercial team, joining in 2000 and has been instrumental in the growth of the company. She provides a wealth of experience gained from 23 years in Property and Casualty underwriting, focusing on management in specialising schemes.

      Outside work, Linda enjoys cooking, reading, reality television and travel.

      Photo of Leah Miller

      Leah Miller

      Senior Underwriter
      Photo of Leah Miller

      Leah Miller

      Senior Underwriter

      Leah is a Senior Underwriter in the DUAL Commercial team, joining in 2022 and has over 18 years’ experience in the industry. She began her career in a leading broking firm and moved to underwriting in 2012, specialising in commercial and unoccupied insurance.

      In her spare time, Leah takes long walks with her Springer Spaniel dog, loves trips to the theatre and enjoys shopping for vintage clothing.

      Speak to a specialist today

      If you are a broker or other intermediary, please use this form for all general enquiries or call us on +44 (0)20 7337 9888. If you are a customer, please direct your query to your broker in the first instance.

      Do you have a TOBA with DUAL:

      Please proceed to the registration link

      https://www.dual-administration.co.uk

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      Important note

      The insurance Act 2015 & Your Responsibility

      You are under a duty to make a fair representation of the risk to us before inception, renewal and alteration of your policy. 

      This means that you must tell us about and/or provide to us all material information or tell us and/or provide to us sufficient information to alert us of the need to make further  enquiries to reveal such material information. 

      This information needs to be provided in a clear and accessible manner. 

      Material facts are those which are likely to influence us in the acceptance of the terms or pricing of your policy. 

      If you have any doubts as to whether any information is material you should provide it to us.

      Failure to disclose any material fact may invalidate your policy in its entirety or may result in your policy not responding to all or part of an individual claim or class of claims. 

      In order to comply with your duty to make a fair representation you must also have conducted reasonable searches for all relevant information held: 

      • within your business (including that held by your senior management and anyone who is responsible for your insurance); and
      • by any other person (such as your broker, intermediary or agent or a person for whom cover is provided by this insurance)
      Have any of the Directors or Partners of the business ever been prosecuted for any health and safety issue or received a health and safety prohibition notice?
      Have any of the Directors or Partners of the business ever been convicted or charged with any criminal offence other than a motoring offence?
      Have any of the Directors or Partners of the business ever been declared bankrupt and/or been a Director/Partner of a company which has gone into liquidation, administration, receivership or been subject of a County Court judgement (or the Scottish equivalent)?
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