Cyber insurance
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Comprehensive cyber insurance solutions
Cyber insurance protects businesses and individuals from internet-based risks as well as risks relating to information technology infrastructure.
DUAL’s Cyber team bring over 50 years’ experience and through working with the Canopius Cyber Incident Management Team, our policyholders have access to a dedicated breach response team.
The breach response team includes specialist lawyers, IT forensic investigators, forensic accountants and consultants, who all have significant experience to help ensure the best possible outcome for the Insured.
Your Cyber cover at a glance
There is no one-size-fits-all approach at DUAL. We’ll bring added value to your business by working with you to develop bespoke coverage in a way that fits most appropriately to your risk landscape.
Key coverages
Indemnity for damages, consumer redress funds, fines, penalties awarded against you in respect of a claim related to a data liability event, media liability event or a network security event.
Broad business interruption coverage to make up for lost net profits following network interruption.
Access to global 24/7 breach response services including forensics, legal representation, and reputation management.
Notification and credit monitoring costs for affected data subjects.
Protection against successful and attempted acts of extortion (e.g. ransomware).
Covers costs of replacing lost data and programmes.
Discover our full coverage
DUAL Cyber Breach Response - Trusted breach response specialists
We want businesses to trust us in an emergency. Our breach response hotline is open 24/7, ready to spring into action whenever it is needed.
Working with a breach response specialist Canopius, our insureds gain access to a dedicated team to minimise the damage and put their business on the road to recovery.
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Response team and incident roadmap
When you purchase a cyber policy, what you’re really buying is a recovery plan with a pre-agreed budget for the deployment of an incident manager and specialists to assist you in the event of a claim.
DUAL works closely with the Canopius Cyber Incident Management Team (Canopius CIMT) to manage all cyber incidents from initial notification through to resolution. We work with a dedicated breach response team which includes specialist lawyers, IT forensic investigators, forensic accountants and consultants, who all have significant experience to help ensure the best possible outcome for the Insured.
Within two hours of calling the call centre or using the monitored email address below, an incident manager will provide a call-back to the nominated point of contact of the insured.
During this initial incident fact find, the incident manager will recommend appropriate steps to respond to the incident, which may include engaging one or more of our expert service providers from our panel. Incident managers are based around the world, contactable 24/7/365, speaking a wide array of languages. They are seasoned experts in handling cyber incidents and will support the insured throughout their claim with a carefully managed and coordinated response.
Download our response team and incident roadmap
Risk appetite - UK and rest of the world
We target the following business, underwriting on a primary and excess basis.
Asset managers/ Investment managers
Banks and building societies
Charities
Construction, design, build, architects and engineers
Healthcare
Hospitality, hotels and leisure companies
Insurance companies/brokers
Logistics and distribution firms
Media
Professional services firms
inc. accountants, solicitors and consultants.
Real estate companies
Retailers
Technology firms
inc. SaaS, PaaS, IT/cyber security consultancy/cloud service.
Risk appetite - USA
We write the following business on an excess basis
Construction, design, build, architects and engineers
Insurance companies/brokers
Professional services firms
inc. accountants, solicitors and consultants.
Real estate companies
Technology firms
inc. SaaS, PaaS, IT/cyber security consultancy/cloud service.
Outside of appetite
Organisations headquartered in the following countries: China, Japan, Russia, Ukraine or Belarus, US Virgin Islands, Mexico, Nicaragua, El Savador, Costa Rica, Panama, Cuba, Brazil, Colombia, Argentina, Peru, Venezuela, Chile, Ecuador, Bolivia, Paraguay, Uruguay.
Why choose DUAL?
Award winning service
In 2023, UK brokers voted us the Five Star Cyber Award at the Insurance Business Awards.
Built for speed
When time is tight, speak to us. Our flat hierarchies and streamlined processes allow for fast decisions.
Focussed on your needs
We won’t sell to you, we’ll solve with you.
Uncomplicating situations
In a complex industry, we offer simple solutions. We try and make life easy.
Meet the team
The DUAL cyber team has over 50 years' combined experience, including professionals with a range of technical and commercial underwriting expertise. By case underwriting each risk from a variety of perspectives, we are able to achieve the best possible results for our insureds.
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