Comprehensive cyber insurance solutions

Cyber insurance protects businesses and individuals from internet-based risks as well as risks relating to information technology infrastructure.

DUAL’s Cyber team bring over 50 years’ experience and through working with the Canopius Cyber Incident Management Team, our policyholders have access to a dedicated breach response team.

The breach response team includes specialist lawyers, IT forensic investigators, forensic accountants and consultants, who all have significant experience to help ensure the best possible outcome for the Insured.

Your Cyber cover at a glance

There is no one-size-fits-all approach at DUAL. We’ll bring added value to your business by working with you to develop bespoke coverage in a way that fits most appropriately to your risk landscape.

Key coverages

Indemnity for damages, consumer redress funds, fines, penalties awarded against you in respect of a claim related to a data liability event, media liability event or a network security event.

Broad business interruption coverage to make up for lost net profits following network interruption.

Access to global 24/7 breach response services including forensics, legal representation, and reputation management.

Notification and credit monitoring costs for affected data subjects.

Protection against successful and attempted acts of extortion (e.g. ransomware).

Covers costs of replacing lost data and programmes.

Additional coverages

Remuneration for the theft of money and securities following unauthorised access by a third party or employee.

Compensation for funds lost through fraud and manipulation.

Loss of income due to an adverse media event. 

Reasonable and necessary costs to repair or replace your computer hardware. 

Discover our full coverage

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DUAL Cyber Breach Response - Trusted breach response specialists

We want businesses to trust us in an emergency. Our breach response hotline is open 24/7, ready to spring into action whenever it is needed.

Working with a breach response specialist Canopius, our insureds gain access to a dedicated team to minimise the damage and put their business on the road to recovery.

Canopius logo

Response team and incident roadmap

When you purchase a cyber policy, what you’re really buying is a recovery plan with a pre-agreed budget for the deployment of an incident manager and specialists to assist you in the event of a claim.

DUAL works closely with the Canopius Cyber Incident Management Team (Canopius CIMT) to manage all cyber incidents from initial notification through to resolution. We work with a dedicated breach response team which includes specialist lawyers, IT forensic investigators, forensic accountants and consultants, who all have significant experience to help ensure the best possible outcome for the Insured.

Within two hours of calling the call centre or using the monitored email address below, an incident manager will provide a call-back to the nominated point of contact of the insured.

During this initial incident fact find, the incident manager will recommend appropriate steps to respond to the incident, which may include engaging one or more of our expert service providers from our panel. Incident managers are based around the world, contactable 24/7/365, speaking a wide array of languages. They are seasoned experts in handling cyber incidents and will support the insured throughout their claim with a carefully managed and coordinated response.

Download our response team and incident roadmap

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Risk appetite - UK and rest of the world

We target the following business, underwriting on a primary and excess basis.

Asset managers/ Investment managers

Banks and building societies

Charities

Construction, design, build, architects and engineers

Healthcare

Hospitality, hotels and leisure companies

Insurance companies/brokers

Logistics and distribution firms

Media

Professional services firms

inc. accountants, solicitors and consultants.

Real estate companies

Retailers

Technology firms

inc. SaaS, PaaS, IT/cyber security consultancy/cloud service.

Risk appetite - USA

We write the following business on an excess basis

Construction, design, build, architects and engineers

Insurance companies/brokers

Professional services firms

inc. accountants, solicitors and consultants.

Real estate companies

Technology firms

inc. SaaS, PaaS, IT/cyber security consultancy/cloud service.

Outside of appetite

Organisations headquartered in the following countries: China, Japan, Russia, Ukraine or Belarus, US Virgin Islands, Mexico, Nicaragua, El Savador, Costa Rica, Panama, Cuba, Brazil, Colombia, Argentina, Peru, Venezuela, Chile, Ecuador, Bolivia, Paraguay, Uruguay.

Why choose DUAL?

Award winning service

In 2023, UK brokers voted us the Five Star Cyber Award at the Insurance Business Awards.

Built for speed

When time is tight, speak to us. Our flat hierarchies and streamlined processes allow for fast decisions.

Focussed on your needs

We won’t sell to you, we’ll solve with you.

Uncomplicating situations

In a complex industry, we offer simple solutions. We try and make life easy.

Meet the team

The DUAL cyber team has over 50 years' combined experience, including professionals with a range of technical and commercial underwriting expertise. By case underwriting each risk from a variety of perspectives, we are able to achieve the best possible results for our insureds.

Photo of Stephen Bonnington

Stephen Bonnington

Managing Director
Photo of Scott Davies

Scott Davies

Senior Underwriter
Photo of Oliver Richards

Oliver Richards

Senior Underwriter
Photo of Jamie Dobbs

Jamie Dobbs

Underwriter

Get in touch

If you are a broker or other intermediary, please use this form for all general enquiries or call us on +44 (0)20 7337 9888. If you are a customer, please direct your query to your broker in the first instance.

Do you have a TOBA with DUAL:

Please proceed to the registration link

https://www.dual-administration.co.uk

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