Metal Workers insurance
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Policies that reflect how the sector has evolved
With a wealth of experience in dealing with metal-working and allied trades, we recognise the challenges faced within the metal workers sector. This has allowed us to develop Metal Workers, a specialist policy encompassing both Property & Casualty without compromising on cover and value.
The product itself looks to have an excellent wording, which is so important with this trade
Key features
- Exclusive wording only available from DUAL
- Direct claims reporting with our capacity providers
- Specialist knowledge of the industry
- Ability to write in conjunction with our separate aviation products liability offering
- Property section including full theft cover, stock at subcontractors, exhibition cover, automatic cover for moulds, dies and tools as well as non-manufacturing machinery breakdown cover
- A wide selection of BI extensions including AICOW, book debts, customer and supplier extensions, essential employee cover and loss of attraction
- Occupational accident and computer breakdown
- Legal expenses including contract disputes and a 24-hour advice line
- Optional extensions including financial loss, full fidelity/theft by employee and 24-hour personal accident.
Our risk appetite
Premises-based engineers with work away up to 50% of the manual wage roll. Our target trades include although are not limited to:
Precision engineers
Steel stockholders
Steel fabricators
Press workers
Toolmakers
Manufacturers of metal products
Sheet metal workers
Metal polishers
Metal coaters
Our team are here to help
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Linda Bichener
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Linda Bichener
Underwriting Manager
Linda is the Underwriting Manager for the DUAL Commercial team, joining in 2000 and has been instrumental in the growth of the company. She provides a wealth of experience gained from 23 years in Property and Casualty underwriting, focusing on management in specialising schemes.
Outside work, Linda enjoys cooking, reading, reality television and travel.
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Leah Miller
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Leah Miller
Senior Underwriter
Leah is a Senior Underwriter in the DUAL Commercial team, joining in 2022 and has over 18 years’ experience in the industry. She began her career in a leading broking firm and moved to underwriting in 2012, specialising in commercial and unoccupied insurance.
In her spare time, Leah takes long walks with her Springer Spaniel dog, loves trips to the theatre and enjoys shopping for vintage clothing.
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