Contractors Premises insurance

Key featuresTarget tradesContact
Contractors premises

Flexible cover for contractor's premises


DUAL provide a simple solution for covering contractor’s offices and stores. With three levels of standard cover, quotes can be issued quickly whether it be in conjunction with our contractors combined policy or in isolation. If your client’s requirements are more complex, we also provide the flexibility to include many additional extensions and tailor the policy to help meet your client’s needs, all at competitive premiums.

    Key features

    • Standard levels of cover for MD & BI limits at fixed premium
    • Alternatively the option to quote outside the standard limits
    • Property damage cover including stock at subcontractors, automatic glass and exhibitions cover
    • BI extensions including customer & suppliers
    • Option to include money cover including assault benefit
    • Option to include goods in transit up to £50,000
    • Option to include all risks cover for tools
    • Computer cover including reinstatement of data and Increased cost of working
    • Ability to write stand alone or in conjunction with our CAR offering.

      Target trades

      Building contractors

      Carpentry/joinery contractors

      Painters & decorators

      Ceiling & partitioning

      Contractors

      Plasterers & dry liners

      Electrical contractors

      Shop/office fitting contractors

      Our team are here to help

      Photo of Linda Bichener

      Linda Bichener

      Underwriting Manager
      Photo of Linda Bichener

      Linda Bichener

      Underwriting Manager

      Linda is the Underwriting Manager for the DUAL Commercial team, joining in 2000 and has been instrumental in the growth of the company. She provides a wealth of experience gained from 23 years in Property and Casualty underwriting, focusing on management in specialising schemes.

      Outside work, Linda enjoys cooking, reading, reality television and travel.

      Photo of Leah Miller

      Leah Miller

      Senior Underwriter
      Photo of Leah Miller

      Leah Miller

      Senior Underwriter

      Leah is a Senior Underwriter in the DUAL Commercial team, joining in 2022 and has over 18 years’ experience in the industry. She began her career in a leading broking firm and moved to underwriting in 2012, specialising in commercial and unoccupied insurance.

      In her spare time, Leah takes long walks with her Springer Spaniel dog, loves trips to the theatre and enjoys shopping for vintage clothing.

      Speak to a specialist today

      If you are a broker or other intermediary, please use this form for all general enquiries or call us on +44 (0)20 7337 9888. If you are a customer, please direct your query to your broker in the first instance.

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      Contractors combined

      We also specialise in Contractors Combined

      Find out more