DUAL Group
Austria
Finland
France
Germany
Ireland
Italy
Netherlands
Spain
Sweden
Switzerland
United Kingdom
Europe
Australia
Hong Kong
New Zealand
Singapore
USA
Unoccupied Property Owners insurance
Are you aware that you might not need to settle for FLEA only cover for your client’s vacant property?
Our team is highly experienced in underwriting unoccupied property risks and therefore we appreciate the specialist requirements for such properties and how difficult they can be to place within the market. Our tailored product offers a flexible underwriting approach as well as competitive premiums.
The service received was excellent, it helped us to secure a new client
Key Features
Wider perils on a majority of risks
Specialist knowledge of the industry
Options to cover on a short-term basis
As well as annual offerings
Loss of advanced rent cover for pre-agree rental contracts
Subject to the type of property
Ability to write up to GBP 7.5M rebuild
Property owners liability up to GBP 5M
Our risk appetite
Houses, flats, apartments, bungalows and other residential properties
Factories and warehouses
Public houses (subject to criteria)
Offices
Shops
Other commercial properties
Properties undergoing works (subject to criteria)
Properties undergoing works (subject to criteria)
We are unable to consider
Places of worship
Schools & educational establishments
Nightclubs
Thatched properties
Properties which are to be demolished
Grade 1 listed properties
Our team are here to help
Linda Bichener
Linda Bichener
Underwriting Manager
Linda is the Underwriting Manager for the DUAL Commercial team, joining in 2000 and has been instrumental in the growth of the company. She provides a wealth of experience gained from 23 years in Property and Casualty underwriting, focusing on management in specialising schemes.
Outside work, Linda enjoys cooking, reading, reality television and travel.
Leah Miller
Leah Miller
Senior Underwriter
Leah is a Senior Underwriter in the DUAL Commercial team, joining in 2022 and has over 18 years’ experience in the industry. She began her career in a leading broking firm and moved to underwriting in 2012, specialising in commercial and unoccupied insurance.
In her spare time, Leah takes long walks with her Springer Spaniel dog, loves trips to the theatre and enjoys shopping for vintage clothing.
