Liability insurance for professionals

Professional indemnity insurance helps protect professionals from claims of negligence or professional misconduct. If claims are made against them by their clients, we provide peace of mind that their legal defence costs and potential damages can be covered.

    Who we work with

    We'll consider risks from sole practitioners, SMEs, and larger practices.

    • Advertising Agencies

    • Associations

    • Civil and structural engineers

    • Design and construct

    • Engineers

    • Estate agents

    • IT consultants

    • Lloyd's brokers

    • Management consultants

    • Marketing consultants

    • MGAs

    • Offshore solicitors

    • Oil and gas sector

    • Public relations consultants

    • Recruitment consultants

    • Surveyors

    • Trainers

    • Town planners

    Key benefits

    A-rated capacity

    The DUAL Professional Indemnity team works with some of the largest insurers in the world including Liberty, AIG and Chubb.

    Customisable cover

    Our products can be tailored to suit the needs of your clients. With our diverse range of expertise, we have the flexibility to cover a wide range of risks, including many bespoke risks.

    When a broker comes to us with a hard-to-place risk, we have the expertise and experience to assist in finding a solution.

    A trusted partner in a claim

    We provide an exceptional claims service. Our in-house claims team works alongside our legal partner Kennedy’s to support your client each step of the way.

    Free collateral warranty service

    Our legal partner Kennedy’s are on hand to provide legal advice to help construction and design firms enter contracts with confidence.

    Primary and excess layer coverage

    The DUAL Professional Indemnity team specialise in providing both primary and excess layer professional indemnity policies.

    Governing body accredited

    We are accredited by the Royal Institution of Chartered Surveyors (RICS), allowing us to write policies for both RICS and non-RICS accredited surveying firms.

    Professional Indemnity

    Why choose DUAL?

    • Experience counts

      With an average experience of 15 years, our underwriters navigate complex risks to achieve the best possible outcome for you and your client.

    • Excellent products

      Our wordings are written by in-house specialists. These are designed to address the unique needs of professionals from individual contractors to large firms.

    • All about service

      We are available five days a week, offering face-to-face and virtual appointments. Working with brokers on an exclusive basis, we will always work with you when you are the first to come to us with a risk.

    IBUK - PI

    Acclaimed by our peers

    We are delighted to have been recognised in the 2025 Insurance Business UK Brokers on MGAs award.

    Meet the team

    We're here to help

    If you are a broker or other intermediary, please use this form for all general enquiries or call us on +44 (0)20 7337 9888. Please note that DUAL is not authorised to deal directly with customers, so please direct any enquiries via your insurance broker.

    Do you have an existing policy?