Ensuring quick and secure transfers of residential real estate

Legal risks identified during the due diligence of a property sale can delay transactions from progressing and cause frustration for all parties involved.

DUAL can provide insurance solutions for both known and unknown risks associated with property title use and ownership. This protects the insured and their lender from loss and allows the transaction to continue quickly whilst providing peace of mind.

Residential Legal Indemnity & Title Insurance

Specific Risk insurance - Unlocking barriers with ease

Specific Risk policies insure red flag issues identified during the due diligence process that need to be removed/mitigated. This means the property sale can continue quickly and without delays, with the buyer protected against future issues or financial losses that may arise from this identified risk. Some of the most common risks covered include:

Restrictive convents

Lack of easements/servitudes

Chancel repair

Lack of local authority consent

Mines and minerals under the land being excepted

All Risk insurance - Complete peace of mind against future unknowns

All Risk policies provide cover where there is no specific defect, but the cover is required against a number of unknown risks. This is commonly used where the seller has little information regarding the property or to protect against risks that may go undetected. This product is designed to help provide the insured with complete peace of mind.

Examples of insured events include: 

  • Boundary disputes
  • Fraud
  • Forgery
  • Seller misrepresentation
  • Documents that were not registered against the title or otherwise undiscoverable
Country house

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Get in touch with the team

Photo of Samantha Hunter

Samantha Hunter

Head of UK Online
Photo of Kirstin Nee

Kirstin Nee

Head of Scotland and Northern Ireland
Photo of Sarah Collins

Sarah Collins

Senior Residential Underwriter
Photo of Trevor Barnett

Trevor Barnett

Head of UK Business Development
Photo of Sarah Gateaud-Manase

Sarah Gateaud-Manase

Commercial Underwriter
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Dario Stott

Assistant Underwriter