Residential Legal Indemnity insurance

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My Legal Indemnity Shop

Keeping your clients’ property transactions on track

Legal risks uncovered during due diligence can delay or derail a residential property sale. DUAL provides Residential Legal Indemnity insurance for risks tied to title, use and ownership.

Our cover protects owners and lenders from loss, allowing your clients to move forward with transactions quickly and with certainty.

Key benefits

Faster completions

Specific Risk cover means red-flag issues can be resolved quickly. This helps you deliver smoother transactions for your clients.

Boost client confidence

Offer long-term protection against legal risks that could otherwise recur. Most of the policies remain in perpetuity for only a one-off fee.

Stronger broker and conveyancer propositions

Go beyond price-driven conversations. Offer solutions that protect owners and lenders, making you the broker or conveyancer who keeps deals alive.

Perpetual security

Policies often extend to future owners and lenders. That makes your advice valuable long after completion and strengthens your role as a trusted partner.

Specific Risk insurance

We cover the risks that slow down or block residential property transactions. This allows you to give your clients certainty at every stage. Policies cover:

Protects against existing restrictions on land use that could reduce value of previous or future developments.

Safeguards missing rights of access and services, removing uncertainty for buyers and lenders.

Indemnity for defects in repair and insurance obligations and clauses, protecting against the lack of ability to enforce obligations.

Covers issues where past alterations were made without required approval or completion certification, allowing sales to progress the property.

Protection for the buyer and lender where the title has inferior class of title or where the seller is not providing full title guarantee.

Safeguard financial loss where there is a gifted deposit or sale at undervalue to avoid creditors.

Cover for unknown entries affecting the market value of the property.

Protection against third-party ownership of minerals under the property that could impact value (if those rights are exercised to extract minerals beneath the property).

Risk appetite

We support a range of residential property transactions, providing cover for:

Owner or lender of residential property
Tenants and landlords
Mortgage lenders and funders
Conveyancers and their clients.

Residential legal indemnity & title insurance

My Legal Indemnity Shop

For faster placement, brokers and conveyancers can access My Legal Indemnity Shop. Over 1,500 firms are already using the platform to secure fast, reliable cover across the UK. This service gives you:

Multiple quotes
Compare up to four A-rated insurers instantly
Wide choice
Access 80+ residential and commercial indemnity products
Live chat with experts
Secure policies in seconds, with live chat to underwriters for bespoke solutions

Start comparing

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Why choose DUAL

Direct access to underwriters
Our underwriters are specialists with decades of experience. This means you get quick, clear answers that keep transactions moving.
A partner who helps you deliver
We know your reputation depends on transactions completing smoothly. Our solutions reassure your clients, protect lenders and remove obstacles.
Broker and conveyancer focused service
Everything we do is designed to support you. We provide fast decisions and fair claims handling. This helps you meet deadlines and grow trust with your clients.